• Top Arizona Bankruptcy Attorney

    Get a Fresh Start

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    490-886-0339
  • Why place your trust in our firm for bankruptcy representation?

    It’s a valid question, and here are some key reasons:

    Our Practice Focuses Exclusively on Bankruptcy
    Attorney Yontz has been immersed in bankruptcy law for more than a decade, guiding over 1,000 individuals to successful outcomes. His wealth of knowledge and practical experience equips him to handle a wide range of financial scenarios.

    You’ll Meet Directly with an Attorney on Day One
    We respect the value of your time. During your initial consultation, you’ll speak with an attorney who can quickly address your questions, helping you move forward with the confidence and clarity needed to improve your financial future.

    Referrals Speak Volumes
    In our industry, there’s no better endorsement than a referral from fellow lawyers and past clients. We’re proud to see that many people reach out to us because of recommendations, which highlights the dedication and attention we give each case.

    Small Firm, Individual Focus
    Our office does not rely on billboards or major ad campaigns. Instead, we invest in providing high-quality service that fosters long-term relationships, as shown by our low staff turnover and positive feedback from clients.

    We Keep Costs Fair and Competitive
    Our firm regularly reviews its fee structure to ensure clients receive strong legal representation at a price that won’t break the bank. We work hard to provide a balance between affordability and the exceptional support you deserve.

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    We Offer 100% Remote Consultations & Services

    Get your bankruptcy done 100% from home. We make it easy to file. You never have to travel to an office.

  • Bankruptcy Lawyer in Phoenix - Yontz Law, PLLC.

    At Yontz Law, we understand how stressful financial hardship can be and believe everyone deserves a chance to start over. With over 17 years of dedicated bankruptcy experience, attorney Casey Yontz has guided thousands of clients through Chapter 7 and Chapter 13 filings, helping them break free from burdensome debt and rebuild their lives. Whether you’re facing mounting credit card bills, risking foreclosure, or juggling car loans with high interest rates, you can rely on our knowledgeable team to steer you toward a brighter financial future.

    Bankruptcy Law Firm Serving All of Arizona

    Although our office is based in Phoenix, we proudly serve clients across Arizona. Plus, recent changes in bankruptcy procedures mean that you no longer need to appear in person for your trustee meeting, allowing us to work with you remotely no matter where you live in the state. When you partner with Yontz Law, you benefit from years of proven results, personalized support, and a team truly invested in your success. If you’re ready to leave financial anxiety behind, let us help you discover the fresh start you deserve.

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    Insights and Updates on Bankruptcy in Phoenix

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  • Bankruptcy in Arizona

    Bankruptcy is a legal process designed to help individuals and businesses overcome overwhelming debt while offering a fresh financial start (United States Courts, 2023). In Arizona, bankruptcies follow federal guidelines; however, the state has its own exemption scheme that may protect specific assets. Working with a qualified bankruptcy attorney or searching for bankruptcy lawyers near me can provide valuable guidance regarding your rights and options in the state.

    One of the most immediate benefits of filing for bankruptcy is the automatic stay, which halts all collection actions, including phone calls, letters, foreclosures, and wage garnishments (11 U.S.C. § 362). This legal protection begins the moment a bankruptcy case is filed. Arizona residents may find this particularly advantageous if they are facing urgent debts or property seizures, such as foreclosure on a primary residence.

    Bankrupty Discharge

    Upon successful completion of the bankruptcy case, most remaining debts are discharged, meaning they can no longer be collected by creditors (United States Courts, 2023). However, certain obligations are generally non-dischargeable. These include student loans, certain tax debts, and domestic support obligations like alimony and child support (11 U.S.C. § 523). It is crucial to understand these exceptions to avoid unexpected financial liabilities post-bankruptcy.

    Arizona Bankruptcy Exemptions

    Arizona has a distinctive set of bankruptcy exemptions found in the Arizona Revised Statutes (A.R.S. § 33 et seq.). Unlike some states that allow federal exemptions, Arizona mandates the use of its own exemption system for residents, including homestead protections for equity in a primary residence and exemptions for personal property. Consulting with a trusted bankruptcy attorney in Arizona helps ensure that you maximize your available exemptions and protect as many assets as possible.

    Filing for bankruptcy can be a complex undertaking, but it may offer a path toward financial stability for those grappling with unmanageable debt. Learning about your options, from the automatic stay to the intricacies of Chapter 7 and Chapter 13, is the first step toward regaining control of your finances.

    Bankruptcy Chapter 7 vs 13

    Two common types of consumer bankruptcy are Chapter 7 and Chapter 13 (United States Bankruptcy Court for the District of Arizona, 2023). A Chapter 7 bankruptcy—often referred to as “liquidation”—involves selling non-exempt assets to repay creditors. In contrast, Chapter 13 focuses on creating a manageable repayment plan over three to five years. When deciding between bankruptcy chapter 7 vs 13, factors such as income, asset protection, and long-term financial goals should be considered. A local bankruptcy attorney near me can help you choose the right path based on your specific circumstances.

    Asking, are There Bankruptcy Attorneys Near Me?

    If you're asking, 'Are there bankruptcy attorneys near me?'—the answer is yes! We serve every area of Arizona. Whether you're in the middle of nowhere or in the center of Phoenix, if you are struggling with debt, we are here to help. We can handle your bankruptcy case 100% remotely.

  • Wondering, "Is there a bankruptcy lawyer near me?"

    Yes, we serve all of Arizona